Individual Investors - Portfolio Loan Account

Portfolio Loan Account

Whether you’re investing in your business, improving your home or even making a luxury purchase, Morgan Stanley’s Portfolio Loan Account, offered through Morgan Stanley Bank, provides attractive financing options and helps keep your asset portfolio intact.

The Portfolio Loan Account is a single account for managing multiple loans, providing a flexible and convenient alternative to liquidating your investments. Your total credit facility is based on the value of securities pledged as collateral and provides access to funds at any time via a Variable Rate Revolving Line of Credit, or by one or more Fixed Rate Loans. You can also establish one or more Standby Letters of Credit. Loan proceeds can be used for almost any purpose except to purchase, carry or trade securities, or to repay margin debt.

Portfolio Loan Account offers an attractive rate and the minimum approval amount is $250,000. In addition, the Portfolio Loan Account offers no origination or maintenance fees, and funds can be available in a few days. Once a Portfolio Loan Account is established, you can access your available credit without having to reapply for each new loan.

Contact your Financial Advisor or Investment Representative to learn how you can open a Portfolio Loan Account today.

Please click here to view the Portfolio Loan Account Disclosure Statement.


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