Card Rewards Program  
 
There are many ways to earn reward points with the World Card. World cardholders earn one point for every dollar charged on their card. In addition, your point balance can grow even faster when you use select products and services from Morgan Stanley Smith Barney. Your points will never expire and there is no cap on the number of points you can earn.
 
Simply by using your card for your everyday spending needs, you can accumulate points good for an extensive array of rewards, from travel and merchandise to charitable donations and customized rewards.
 
Travel - Redeem your points for airline tickets with no blackout dates, free hotel nights, cruises and vacation packages

Home - Whether you want to give someone a gift or treat yourself, our online Rewards catalog offers cardholders a wide range of products from an even wider range of retailers
 
Financial - Your points can be redeemed for fees and commissions on a variety of Morgan Stanley Smith Barney accounts
 
Philanthropy - The World Card Rewards Program also gives you the opportunity to contribute to your preferred charitable organization
 
Name Your Own Reward - If you find yourself unable to choose from among our extensive selection of Rewards, simply tell us about your ideal reward and we will help you create it with Name Your Own Reward
 
Also, cardholders enjoy convenient access to point balances and reward information through the Rewards Center
 
Please speak to a Morgan Stanley Smith Barney Financial Advisor for additional details.

This card is issued by JPMorgan Chase pursuant to a license by MasterCard International Incorporated. MasterCard is a registered mark of MasterCard International Incorporated.

The Active Assets Account is a brokerage account with Morgan Stanley Smith Barney LLC. Where appropriate, Morgan Stanley Smith Barney has entered into arrangements with licensed banks to assist in offering certain services. Morgan Stanley Smith Barney is a registered broker-dealer, not a bank.