Sharing Platinum and Gold Benefits  

The Platinum and Gold Benefits Programs are specially designed to benefit our most valued clients with some of our best benefits available today.

These programs may offer you ways to significantly reduce the costs of managing your investment accounts. Beyond the tangible savings, you may qualify for enhanced financial tools and services.

Importantly, you can share these valuable benefits with your family - and possibly qualify for a higher benefit level - by grouping accounts into a household. Your household can include children, parents, siblings, domestic partners, and others1.

Each member can enjoy some of these even if you work with different Morgan Stanley Smith Barney Financial Advisors. And be assured, your privacy and security is fully protected. You only share benefits - not account statements or other financial information.

To qualify for these exceptional benefits, your household must achieve certain total asset levels, through balances in selected accounts2, or by the combination of account activity and account balances.

Now is the perfect time to find out more about the Platinum and Gold Benefits Programs, and to see how you can share these special advantages with your loved ones.

Ask a Morgan Stanley Smith Barney Financial Advisor for more information.

1 A “household” for these purposes will not include any accounts that are held by you or members of your household with any Legacy Smith Barney Branch. For these purposes, a Legacy Smith Barney Branch is any Morgan Stanley Smith Barney Branch that was a Smith Barney Branch prior to the point at which Morgan Stanley Smith Barney started doing business as an Introducing Broker, as further described in other Morgan Stanley Smith Barney documentation. Forming a household does not affect the ownership or structure of your accounts. All account information remains confidential and each household member works directly with his/her own Morgan Stanley Smith Barney Financial Advisor. Consent may be required to add additional accounts to your household. If the member is part of an Account Linked Group, some account and financial information may be disclosed to the Primary Account Holder of the linked group via statements.

2 Selected assets are specifically defined by Morgan Stanley Smith Barney.