As an employer, you realize the importance of providing your employees with an attractive and effective retirement plan. As a bundled retirement plan provider, we realize the importance of providing plan sponsors like you with a partner in plan administration and employee education.

 

With more than 11,000 Financial Advisors in approximately 400 locations nationwide, we have the resources to offer plan sponsors and participants access to a valuable and knowledgeable partner in retirement plan administration and employee education -- the Morgan Stanley Smith Barney Financial Advisor.

 

Our bundled retirement programs are designed for the small- to mid-sized businesses. They provide flexibility in plan design and investments, while allowing you and your employees to take advantage of tax-deferred investments to build, manage and preserve financial assets.

 

A well-run retirement program is a cooperative effort, and we have the dedication and experience to help ensure that your program is a success.

Our retirement planning services are not financial planning (unless they are specifically called financial planning). They do not create an investment advisory or a fiduciary relationship (including under ERISA) between you and Morgan Stanley Smith Barney. Morgan Stanley Smith Barney will prepare a financial plan at your specific request through Morgan Stanley Financial Outlook^SM.