Are you looking for a tax-advantaged way to save money for important life events, such as a first-time home purchase, future college expenses for your children, or retirement? If so, ask a Morgan Stanley Financial Advisor for a complimentary Retirement Review to learn if one of our IRA products may be suitable for your needs.
Morgan Stanley offers a variety of IRAs to help you develop a retirement savings solution that's right for you. IRAs offer the potential for tax-deferred savings-a powerful advantage in long-term retirement planning.
Traditional IRAs offer you the potential to make tax-deductible contributions and to achieve tax-deferred earnings. With a Roth IRA, although contributions are not tax-deductible, your earnings grow tax-deferred and you may be eligible for tax-free distributions.
This chart assists you in determining which IRA is most suitable for your needs.
Have you recently retired or changed jobs? Are you planning to retire soon? Learn more about gaining greater control over your retirement savings and the other benefits of consolidating your retirement assets with a Rollover IRA.
The SEP and SIMPLE IRA Plans are low-cost, convenient and relatively easy retirement plans to administer, and each offers small business owners the benefits of tax deduction and tax deferral.
Learn about our two tax-advantaged education funding strategies -- the Coverdell Education Savings Account (formerly “Education IRA”) and our College SAVE 529 Plan.
This section provides you with the answers to commonly asked IRA questions.
Tax laws are complex and subject to change. This information is based on current federal tax laws in effect at the time this was written. Morgan Stanley and its Financial Advisors do not provide tax or legal advice. This material was not intended nor written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Individuals are urged to consult their personal tax or legal advisors to understand the tax and related consequences of any actions or investments described herein.
Our retirement planning services are not financial planning (unless they are specifically called financial planning). They do not create an investment advisory or a fiduciary relationship (including under ERISA) between you and Morgan Stanley. Morgan Stanley will prepare a financial plan at your specific request through Morgan Stanley Financial OutlookSM.
Morgan Stanley Financial Outlook is a service mark of Morgan Stanley and its affiliates.
