IRAs offer attractive incentives by helping you save and invest for major events in your life, such as retirement, the purchase of a first home, higher education expenses and much more. Because IRAs are tax-favored, more of your money goes to work for you, which over time may positively impact the growth of your assets and bring your financial goals within reach. So which IRA is right for you? The Morgan Stanley Smith Barney IRA is a traditional IRA offering the possibility of tax-deductible contributions for some investors and tax-deferred growth to all investors. The Morgan Stanley Smith Barney Roth IRA, on the other hand, features a tax benefit when you withdraw money instead of when you make a contribution. Whatever your IRA needs may be, chances are we have a solution for it. Click here to learn more.