|
Even the best efforts of planning ahead can be sidetracked. To help protect you and your family from financial difficulties that can accompany a death or disability, you need insurance.
| | | | | Uncover your insurance needs | | |
The right coverage choice depends on your objectives. We can help you consider your goals and financial obligations, then provide a comprehensive assessment of your current insurance coverage.
Insurance is a constructive way to protect your future. It can help ensure that your children pay for college, that your spouse will continue to enjoy a comfortable lifestyle, that your estate won’t be diminished by taxes and that you’ll be cared for if you become disabled. You may want to consider whether you have adequate:
 |
disability insurance |
|
survivorship insurance |
|
life insurance |
Please note: Morgan Stanley Smith Barney and its Financial Advisors do not offer tax advice. For tax-related questions, please consult with your tax advisor.
Our insurance assessments are not financial planning (unless they are specifically called financial planning). They do not create an investment advisory or a fiduciary relationship (including under ERISA) between you and Morgan Stanley Smith Barney. Morgan Stanley Smith Barney will prepare a financial plan at your specific request through Morgan Stanley Financial OutlookSM.
|
|
