Set aside funds for retirement on a tax-advantaged basis.
Retirement is a major concern for most of us today. We're living longer-meaning we have more retirement years for which to save and invest. Social Security is less certain than in the past. And corporate retirement plans are changing in ways that leave us more responsible for saving and investing for retirement.
A Retirement Review can help you answer these important retirement planning questions:
How much will your retirement cost?
The cost of your retirement depends on several factors:'
- Your anticipated cost of living
- Your current retirement assets
- Your current retirement savings and investment programs and
- Expected rates of inflation
How can you best prepare to reach your retirement goals?
You can feel better about achieving a secure retirement if you begin preparing now. Morgan Stanley Smith Barney has several approaches available to you:
Retirement Analyzer : This tool helps prepare an analysis of your retirement needs and an estimated projection of whether your current savings and investment strategies will allow you to meet those needs.
- AssetScanSM, a powerful tool that analyzes your portfolio's asset allocation and provides a recommended allocation
How does your 401(k) fit in?
Employer-sponsored retirement plans are an excellent way to save and invest for your future. A Morgan Stanley Smith Barney Financial Advisor can help you ensure proper diversification of your 401(k) plan assets. If you have recently retired or changed jobs, find out if an
IRA Rollover is right for you.
When can you plan to retire?
That will be influenced by:
- How effectively you manage your investments
- How long you plan to work
Morgan Stanley Smith Barney offers globally respected investment expertise and asset management, as well as opportunities to reduce or even waive certain account fees through our
Reserved Benefits Program.
From asset management to on-site employee education, get the solutions you want for your company.
Our retirement planning services are not financial planning (unless they are specifically called financial planning). They do not create an investment advisory or a fiduciary relationship (including under ERISA) between you and Morgan Stanley Smith Barney. Morgan Stanley Smith Barney will prepare a financial plan at your specific request through Financial OutlookSM.
Financial Outlook is a service mark of Morgan Stanley Smith Barney and its affiliates.
