Retirement is a major concern for most of us today. We're living longer-meaning we have more retirement years for which to save and invest. Social Security is less certain than in the past. And corporate retirement plans are changing in ways that leave us more responsible for saving and investing for retirement.
How much will your retirement cost?
The cost of your retirement depends on several factors:
- Your anticipated cost of living
- Your current retirement assets
- Your current retirement savings and investment programs and
- Expected rates of inflation
How can you best prepare to reach your retirement goals?
You can feel better about achieving a secure retirement if you begin preparing now.
How does your 401(k) fit in?
Employer-sponsored retirement plans are an excellent way to save and invest for your future. If you have recently retired or changed jobs, find out if an
IRA Rollover is right for you.
When can you plan to retire?
That will be influenced by:
- How effectively you manage your investments
- How long you plan to work
Morgan Stanley Smith Barney offers globally respected investment experience and asset management, as well as opportunities to reduce or even waive certain account fees through our
Reserved Benefits Program.
From asset management to on-site employee education, get the solutions you want for your company.
Our retirement planning services are not financial planning (unless they are specifically called financial planning). They do not create an investment advisory relationship (including under ERISA) between you and Morgan Stanley Smith Barney. Morgan Stanley Smith Barney can prepare a financial plan at your request.
Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Smith Barney Financial Advisors do not provide tax or legal advice. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Individuals are urged to consult their personal tax or legal advisors to understand the tax and related consequences of any actions or investments described herein.
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